1. Introduction

These Terms and Conditions (“Terms”) govern the use of the Strong Value Fintech Organisation LLP platform, including its website, mobile application, and services. By accessing or using the platform, you agree to comply with these Terms.

2. Eligibility

• Users must be 18 years of age or older.
• Users must have the legal capacity to enter into binding contracts.

3. Services

Strong Value Fintech Organisation LLP provides access to:

• Banking Services (including Mudra Loan facilitation).
• Insurance Services.
• Utility and bill-related assistance.
• Tax and registration services.
• Any other services introduced from time to time.

4. User Responsibilities

• Provide accurate and up-to-date information.
• Maintain confidentiality of login credentials.
• Be responsible for all activities under their account.
• Not engage in fraudulent, unlawful, or prohibited activities.

5. Fees and Commissions

• Certain services may attract fees or commissions.
• Applicable charges will be disclosed before transaction completion.
• Fees may change without prior notice and may include applicable taxes.

6. Refunds and Cancellations

• Refunds and cancellations are governed by the official Refund Policy.
• Instant services such as bill payments are non-refundable once processed.
• Registration fees and ID charges are non-refundable after approval.

7. Proprietary Rights

All intellectual property rights related to the platform and services belong to Strong Value Fintech Organisation LLP. Users may not reproduce, distribute, or exploit any content without written permission.

8. Disclaimers

Services are provided “as is” without warranties of accuracy, availability, or uninterrupted access.

9. Limitation of Liability

Strong Value Fintech Organisation LLP shall not be liable for any indirect, incidental, or consequential damages arising from use of the platform.

10. Indemnification

Users agree to indemnify and hold the organisation harmless against claims or damages arising from violation of these Terms.

11. Governing Law & Jurisdiction

These Terms are governed by the laws of India. All disputes shall be subject to the exclusive jurisdiction of courts in Delhi.

12. Changes to Terms

Strong Value Fintech Organisation LLP reserves the right to modify these Terms at any time. Continued use of the platform constitutes acceptance of updated Terms.

13. Termination

Access to services may be terminated at any time for violation of these Terms or other operational reasons.

14. Acceptance

By using Strong Value Fintech Organisation LLP services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions.